If you use your cell phone to make payments online, the Better Business Bureau (BBB) has some advice for you.
The BBB points out that as much as we like to think of our smartphones as mini-computers, they have not quite reached that point. While your home computer has significant security software, often your phone does not. The BBB recommends that if security software is available for your phone, you should purchase it to keep your transactions as safe as possible.
The BBB also suggests you check your contract with your cell phone provider to make sure you are protected if something does go wrong. Consumer Reports released a recent analysis showing that your level of protection against financial liability will vary depending on your wireless carrier’s policies and your cell phone contract. Read the fine print to verify that you are protected, and if something is not clear, contact you provider for clarification.
One other thing to look out for, according to the BBB, is fake applications. A fake app can steal your information if it is installed on your phone. Research and review an application before downloading it to make sure no one else is having problems with it.
Following this advice will help prevent any nasty surprises on your cell phone bill and your bank statement.
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